Originally Posted by: john of MTGuys, this is important... Flood damage is generally *not covered* by standard home owners insurance policies. The same goes for renters insurance.

Put another way, "One lesson that many people learn the hard way is that homeowner’s policies do not cover damages caused by flooding. The standard policy does not pay for damage caused by floods; water on the surface of the ground, waves, tides, overflows of bodies of water; or water spray whether the wind drives it or not. It also will not pay for damage caused by water or floating debris that backs up into the home through sewers or drains or which overflows or discharges from a sump or sump pump." http://www.independentinsuranceassociates.com/our-blog/water-damage-flooding-homeowners-policy/

This applies to all household contents, even four thousand dollar Les Pauls.

I like your signature , what Chet said, He made a lot of sense, maybe not to younger people starting out but in their later years they will find out, I should of paid or practiced a little more of that boring stuff is what it amounts to. Have a good labor Day